22 million Nigerians hold stablecoins. Most earn in USDT. But everyday purchases still require naira — people lose 2–5% every conversion. ZenfiPay fixes the last mile.
A merchant dashboard, session-based wallet architecture, and QR payment flow. Merchants accept USDT/USDC from any compatible wallet — Phantom, Trust Wallet, MetaMask, Bybit, and more. No ZenfiPay app required for the customer. Payments settle in real time and are recorded in our double-entry ledger.
A 30-merchant pilot in Lagos. We're deploying POS terminals and Android tablets to merchant partners, running a dedicated sales team to acquire and activate merchants, and operating for 6 months to prove the core loop — before raising our pre-seed round.